This is not about frugality or minimalism…this is just common sense.
Even if you think everything is under control, one set back (one surprise) can derail your financial life.
Don’t give in to the temptation of rolling over that credit card balance.
Don’t give in to your urge for that new iPhone watch you saw on the television commercial.
Spend less money than you earn!
This is a problem. A major problem.
Admit it or not, you will need to make some changes.
You can either wait until it’s so bad that you file for bankruptcy, sell all of your toys, and move back in with your parent…
Or you can act now!
Make immediate changes!
Start with baby steps. Set your financial and life priorities. Come up with a plan. Then act!
How are your financial goals coming?